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*BMG Money Referral Program Terms and Conditions

The BMG Money Referral Program (“Referral Program”) has been created to reward you (“you,” “Referrer”) for recommending us to friends and family who apply and are approved to become BMG Money customers (“Referral”). The following BMG Money Terms and Conditions (“Referral Terms”) contain important information about our program, so please read them carefully. These Referral Terms set forth the terms and conditions for participation in our Referral Program and are hereby incorporated by reference to our Terms of Use .

Eligibility. In order to participate in the Referral Program, you must (a) accept and agree to our Terms of Use, including these Referral Terms and our Privacy Policy; (b) set up a referral account by registering on the Referral website (“Referral Account”); (c) have and maintain an BMG Money Referral Account in good standing; and, (d) BMG Money loan payments, if applicable, must be current, and (e) not reside in California or Wisconsin. A member that meets these eligibility requirements is an “Eligible User”.

Eligible Referral. An Eligible Referral means an individual who: (a) does not currently have, and has never had, a BMG Money Account; (b) has not submitted a loan application to BMG Money prior to clicking your Referral Link; and (c) uses your Referral Link (defined below) to fill out and submit a loan application on the BMG Money website (“Referral Loan Application”); and, (d) the Referral Loan Application is funded within the thirty (30) days following submission using the Referral Link (a “ Funded Loan ”).

Earnings Referral Rewards. When an Eligible User registers for our Referral program on the referral site, we will provide that Eligible User with a personalized hyperlink via email that contains a unique referral ID associated with their Referral Account (“Referral Link”). Subject to these Referral Terms, within thirty (30) days of the completion of the approval date by each Eligible Referral using your Referral Link, the Referral Reward will be issued to you in the form of an electronic deposit into your bank account or a check of equal amount will be sent to your home address. We will determine, in our sole discretion, whether an Eligible Referral received a Funded Loan using your Referral Link in accordance with these Referral Terms and whether you are eligible to receive the Referral Reward.

Restrictions and Limitations . By participating in the Referral Program, you agree to: (a) send referral emails only to people that you know; and, (b) not to engage in any activity that may be considered fraudulent, invasive, or that may be considered spamming. We reserve the right to investigate any suspicious or inappropriate activity relating to the Referral Program. Notwithstanding any provision of these Referral Terms, we are not obligated to pay any Referral Rewards if we determine, in our sole discretion, that (a) the Sign-Up Process completed by an Eligible Referral is not a bona fide transaction, including, without limitation, if you use a Referral link to register for more than one Account; or (b) you have engaged in any fraudulent or deceitful behavior in connection with the Referral Program, including, without limitation, if you, directly or indirectly, offer any person a financial or other incentive to complete the Sign-Up Process using your Referral Link or attempt to redirect traffic from, or divert Referral Rewards from, any other referrer in the Referral Program. We reserve the right, in our sole discretion, to delay payment of any Referral Rewards while we investigate your participation in the Referral Program or any use of your Referral Links.

Taxes. If you, the Referrer, file taxes in the United States, you must notify BMG Money if you have received $600 or more in Rewards from BMG Money during a single calendar year. If you receive a Reward, you (as a Referrer) are responsible for all applicable taxes and fees resulting from it. By participating in the Referral Program, you release BMG Money and its agents from all liability, including, without limitation, with respect to the Reward.

Non-Exclusive. The Referral Program is non-exclusive. You acknowledge and agree by participating in the Referral Program that we may, at any time, solicit customer referrals via any method in our sole discretion.

Termination or Suspension . BMG Money may, in its sole and absolute discretion, cancel, change, suspend or modify any aspect of the Referral Program or Referral Terms and Conditions at any time, without notice.

Personal Information . Any personal information collected in connection with the Referral Program will be used in accordance with the BMG Money Privacy Policy.

Contact Us. If you have any questions, comments, or concerns regarding these Referral Terms or the Referral Program, please contact us by email at customer.service@bmgmoney.com .