We help people solve unexpected financial problems in an affordable and responsible manner.

LEARN ABOUT OUR PROGRAMS

Our Beliefs

At BMG we believe that a person’s credit worthiness should not be determined by simply looking at often misleading credit scores, rather we believe a more holistic approach is necessary and look at factors such as employment, employer and income when evaluating prospective customers.

  • Doing Business in 42 States and D.C.

    Doing Business in 42 States and D.C.

  • 90+ Employer Partners

    90+ Employer Partners

  • 100k Customers Protected from Predatory Payday Lenders

    100k Customers Protected from Predatory Payday Lenders

  • 60+ Dedicated Team Members

    60+ Dedicated Team Members

  • $1.3 Billion in affordable loans

    $1.3 Billion in affordable loans

Our team

Our Team

BMG’s team members draw from many years of deep experience at leading banks, fintechs, law firms and governments (GE Capital, Safra Bank, Banco Bradesco, HSBC, Volkswagen​, city / county government, etc.). And, we all share one vision – we help employees borrow responsibly and improve their financial quality-of-life. BMG embraces innovation, is committed to quality, and is not afraid to challenge the status quo. Our company reflects our customers’ employers – rich in diversity, talent and potential.

  • Our values

    Our Values

    We use our values everyday, whether discussing a problem, brainstorming ideas, or implementing solutions. We always align our values with our vision of the company’s future.

  • Think Big

    Think Big

    Building things that matter means taking risks. We encourage everyone to be bold and apply original thinking even if that means being wrong sometimes.

  • Move fast and execute

    Move Fast and Execute

    Time is valuable, so prioritize it smartly. Moving fast enables us to build more things and learn faster. We are less afraid of making mistakes than we are of losing opportunities by moving too slowly. Ponder less and do more.

  • Diversity

    Diversity

    All people, all backgrounds, all perspectives, all ethnicities with one common mission: be the best alternative solution for unexpected expenses. We are committed to an environment where all employees contribute, and the best ideas win every day. We encourage healthy debates and differences of opinions.

  • Education

    Education

    We are never too old or too successful to learn something new. We are curious by nature and are constantly seeking ways to improve.

  • Ownership

    Ownership

    We all act like owners, treating the Company’s assets as our own.

Giving Back

We proudly support organizations that commit to enhancing the
welfare and financial stability of their neighbors.

Greater Miami Chamber
Florida Enterprise Florida
United Way Center for Financial Stability
Our Kids
St. Baldrick's Foundation
Doral Florida

We help people do business across the United States

OR WA MT ID WY NE SD ND MN IA CO UT NV CA AZ NM TX OK AR KS MO IL OH MI PA NY KY LA MS AL GA FL SC NC TN NH RI DE AK NJ MD DC

Want to join the BMG Money Team?

At BMG Money, we are always searching for talent! Contact us for job opportunities, requirements or
questions, please email careers@bmgmoney.com!

Join Our Team

1 Instant Funding available if you provide a valid debit card, funds are generally deposited in the bank account linked to this debit card within minutes. If you do not choose the instant funding option, expedited funding is available and usually takes 2-3 hours to receive funds if your bank is within the RTP® network. For ACH funding outside the RTP network, same day funding is available for applications approved and signed before 12:00 p.m. ET Monday - Saturday not including federal holidays, for applications approved and signed by 4:30 p.m., funds are generally deposited the next business day Monday - Saturday not including federal holidays, in which case funding will occur on the following business day.

2 Your FICO Credit Score will not be pulled for the processing of this loan application; however, failure to make payments may affect your FICO credit score.

3 Subject to BMG Money, Inc. or BMG LoansAtWork, LLC loan program requirements and approval.

4 BMG Money loans are provided at a significantly lower cost than most payday loans. For example, in Florida a $2,000 loan with a one-time fee of $25 will be repaid through 25 bi-weekly allotment installment payments in one year, will have an APR of 32.25% and a bi-weekly allotment installment payment of approximately $95 with a total payback amount of approximately $2,358.82 (assumes a 06/14/2021 loan execution date). In contrast, “...the average interest rate on the average payday loan is 391%...” Source – https://www.stlouisfed.org/open-vault/2019/july/how-payday-loans-work - July 19, 2019.

5 Our interest rate match policy applies only to loans made by BMG Money, Inc. or BMG LoansAtWork, LLC, intended to be repaid by payroll allotment, to employees of the U.S. federal government (excluding military service members) residing in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Minnesota, Montana, Nebraska, Nevada, New Hamsphire, New Jersey, New Mexico, New York, North Carlina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Washington DC or Wyoming. * TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER YOU MAY WRITE OR CALL Customer Service Manager at 444 Brickell Avenue Suite 250 Miami, FL 33131; (800) 316-8507; or at customer.service@bmgmoney.com. TO RESIDENTS OF NEW MEXICO: This lender is licensed and regulated, when making loans of $10,000 or less, by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website "New Mexico Regulation & Licensing Department". All loans are made by BMG Money affiliate BMG Money LoansAtWork, NMLS #1649032.

6 Military Lending Act Disclosure:  Due to rules and restrictions within the Military Lending Act, this program is not available to active duty service members or their spouses.

7 California Residents: Loan made or arranged pursuant to a California Finance Lenders Law license please note, that "California Finance Lenders Law" has since changed its name to "California Financing Law”. California Privacy Rights: If you are a California resident who is a natural person, the California Consumer Privacy Act (“CCPA”) provides certain rights concerning your personal information, unless an exception applies. These exceptions include information subject to the federal Gramm-Leach-Bliley Act (“GLBA”) and Fair Credit Reporting Act (“FCRA”). In addition to the exceptions under the CCPA, the CCPA does not consider information to be personal information if it cannot be reasonably linked to any consumer or household. The information that we collect, use, and share is exempt from the CCPA because it is subject to the GLBA, subject to the FCRA, or it is not considered personal information.

8 Residents of Washington: BMG LoansAtWork, LLC holds Consumer Loan Company License # CL1649032; NMLS Consumer Access webpage: www.nmlsconsumeraccess.org

Payment terms from 6 to 36 months
Annual Percentage Rate (APR) ranging from 16.99%-35.99%
Loans do not require repayment in full in 60 days or less from the loan issue date
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