At BMG we believe that a person’s credit worthiness should not be determined by simply looking at often misleading credit scores, rather we believe a more holistic approach is necessary and look at factors such as employment, employer and income when evaluating prospective customers.
Doing Business in 42 States and D.C.
90+ Employer Partners
100k Customers Protected from Predatory Payday Lenders
60+ Dedicated Team Members
$1.3 Billion in affordable loans
BMG’s team members draw from many years of deep experience at leading banks, fintechs, law firms and governments (GE Capital, MasterCard, HSBC, Santander, city / county government, etc.). And, we all share one vision – we help employees borrow responsibly and improve their financial quality-of-life. BMG embraces innovation, is committed to quality, and is not afraid to challenge the status quo. Our company reflects our customers’ employers – rich in diversity, talent and potential.
We use our values everyday, whether discussing a problem, brainstorming ideas, or implementing solutions. We always align our values with our vision of the company’s future.
Building things that matter means taking risks. We encourage everyone to be bold and apply original thinking even if that means being wrong sometimes.
Time is valuable, so prioritize it smartly. Moving fast enables us to build more things and learn faster. We are less afraid of making mistakes than we are of losing opportunities by moving too slowly. Ponder less and do more.
All people, all backgrounds, all perspectives, all ethnicities with one common mission: be the best alternative solution for unexpected expenses. We are committed to an environment where all employees contribute, and the best ideas win every day. We encourage healthy debates and differences of opinions.
We are never too old or too successful to learn something new. We are curious by nature and are constantly seeking ways to improve.
We all act like owners, treating the Company’s assets as our own.
We proudly support organizations that commit to enhancing the
welfare and financial stability of their neighbors.
At BMG Money, we are always searching for talent! Contact us for job
opportunities, requirements or
questions, please email email@example.com!
1 Instant Funding available if your bank is within the RTP® network. Funds are generally deposited via ACH within 2-3 hours of final loan approval. Same day funding is available for applications approved and signed before 12:00 p.m. ET on a normal business day from Monday – Saturday (except federal holidays). Funds are generally deposited via ACH for delivery next business day if approved and signed by 4:30 p.m. ET on a normal business day from Monday – Saturday (except federal holidays). If the next business day falls on a federal holiday, funding will occur on the following business day.
2 Your FICO Credit Score will not be pulled for the processing of this loan application; however, failure to make payments may affect your FICO credit score.
3 Subject to BMG Money, Inc. or BMG LoansAtWork, LLC loan program requirements and approval.
4 BMG Money loans are provided at a significantly lower cost than most payday loans. For example, in Florida a $2,000 loan with a one-time fee of $25 will be repaid through 25 bi-weekly allotment installment payments in one year, will have an APR of 32.25% and a bi-weekly allotment installment payment of approximately $95 with a total payback amount of approximately $2,358.82 (assumes a 06/14/2021 loan execution date). In contrast, “...the average interest rate on the average payday loan is 391%...” Source – https://www.stlouisfed.org/open-vault/2019/july/how-payday-loans-work - July 19, 2019.
5 Our interest rate match policy applies only to loans made by BMG Money, Inc. or BMG
LoansAtWork, LLC, intended to be repaid by payroll allotment, to employees of the U.S. federal
government (non-Department of Defense) residing in Alabama, Arizona, California, Colorado, Florida,
Georgia, Idaho, Iowa, Kansas, Louisiana, Maryland, Michigan, Missouri, Minnesota, New Mexico, Ohio,
Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington,
Washington DC or Wyoming.
* TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER YOU MAY WRITE OR CALL Customer Service Manager
at 444 Brickell Avenue Suite 250 Miami, FL 33131; (800) 316-8507; or at
firstname.lastname@example.org. TO RESIDENTS OF NEW MEXICO: This lender is licensed and regulated,
when making loans of $5,000 or less, by the New Mexico Regulation and Licensing Department,
Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To
report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or
visit the website "New Mexico Regulation & Licensing Department". All loans are made by BMG Money
affiliate BMG Money LoansAtWork, NMLS #1649032.
6 Military Lending Act Disclosure: Due to rules and restrictions within the Military Lending Act, this program is not available to active duty service members or their spouses.
7 California Residents: Loan made or arranged pursuant to a California Finance Lenders Law license please note, that "California Finance Lenders Law" has since changed its name to "California Financing Law.”