BMG Money

Federal Financial Privacy Notice

Facts - What does BMG do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect depend on the product or service you have with us. This information can include:

  • Social Security number
  • account balances and payment history
  • income and employment information
  • checking account information
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons BMG chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does BMG share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes - information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes - information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does BMG share? Yes

Can you limit this sharing? No

For our marketing purposes - to offer our products and services to you

Does BMG share? Yes

Can you limit this sharing? No

For joint marketing with other financial companies

Does BMG share? Yes

Can you limit this sharing? No

For our affiliates’ everyday business purposes - information about your transactions and experiences

Does BMG share? Yes

Can you limit this sharing? No

For our affiliates’ everyday business purposes - information about your creditworthiness

Does BMG share? No

Can you limit this sharing? We don’t share

For our affiliates to market to you

Does BMG share? No

Can you limit this sharing? We don’t share

For nonaffiliates to market to you

Does BMG share? No

Can you limit this sharing? We don’t share

To limit direct marketing contact

Call: (800) 316-8507

E-mail:

Please note: Direct marketing is e-mail, text, postal mail and telephone marketing. Your telephone and postal mail opt-out choices will last for five years, subject to applicable law. Even if you limit direct marketing, we may still contact you to service your account or as otherwise allowed by law.

Who we are

Who is providing this notice?

BMG Money, Inc. and its affiliate BMG LoansAtWork, LLC (collectively, “BMG”)

What we do

How does BMG protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to access your information only when they need it to do their work, and we require companies that work for us to protect your information.

How does BMG collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or give us your income information
  • provide employment information or pay your bills
  • give us your contact information
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Affiliates include BMG Money, Inc. and BMG LoansAtWork, LLC
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • BMG does not share with nonaffiliates so they can market to you
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners may include financial services companies.

Other important information

Vermont

In accordance with Vermont law, we will not share information that we collect about Vermont residents with companies outside of BMG, except as permitted by law, such as with the consent of the customer, to service the customer’s accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share creditworthiness information about Vermont residents among our affiliates except with the authorization or consent of the Vermont resident.

California

In accordance with California law, we will not share information we collect about California residents with nonaffiliated third parties, except as permitted by law, such as with the consent of the customer, or to service the customer’s account. We will also limit the sharing of information about you to the extent required by applicable California law.

Nevada

We are providing you this notice under state law. You may be placed on our internal Do Not Call List by following the directions in the To limit direct marketing contact section. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; e-mail: AgInfo@ag.nv.gov.

Important Information about Credit Reporting

We may report your information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.

Facts - What does WebBank do with your personal information in connection with your BMG relationship?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect depend on the product or service you have with us. This information can include:

  • Social Security number
  • account balances and payment history
  • income and employment information
  • checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons WebBank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does WebBank share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes - information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes - information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Reasons we can share your personal information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does BMG share? Yes

Can you limit this sharing? No

For our marketing purposes - to offer our products and services to you

Does BMG share? Yes

Can you limit this sharing? No

For joint marketing with other financial companies

Does BMG share? Yes

Can you limit this sharing? No

For our affiliates’ everyday business purposes - information about your transactions and experiences

Does BMG share? Yes

Can you limit this sharing? No

For our affiliates’ everyday business purposes - information about your creditworthiness

Does BMG share? No

Can you limit this sharing? We don’t share

For our affiliates to market to you

Does BMG share? No

Can you limit this sharing? We don’t share

For nonaffiliates to market to you

Does BMG share? No

Can you limit this sharing? We don’t share

Questions?

Call: (800) 316-8507

E-mail:

Who we are

Who is providing this notice?

WebBank

What we do

How does WebBank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to access your information only when they need it to do their work, and we require companies that work for us to protect your information.

How does WebBank collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or give us your income information
  • provide employment information or pay your bills
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, your employer, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • WebBank does not share with affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • WebBank does not share with nonaffiliates so they can market to you
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • WebBank does not jointly market

Other important information

Vermont

In accordance with Vermont law, we will not share information that we collect about Vermont residents with companies outside of BMG, except as permitted by law, such as with the consent of the customer, to service the customer’s accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share creditworthiness information about Vermont residents among our affiliates except with the authorization or consent of the Vermont resident.

California

In accordance with California law, we will not share information we collect about California residents with nonaffiliated third parties, except as permitted by law, such as with the consent of the customer, or to service the customer’s account. We will also limit the sharing of information about you to the extent required by applicable California law.

Nevada

We are providing you this notice under state law. You may be placed on our internal Do Not Call List by following the directions in the To limit direct marketing contact section. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; e-mail: AgInfo@ag.nv.gov.

Important Information about Credit Reporting

We may report your information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.