Compliance

STATE LICENSE LICENSE TYPE ENTITY
Alabama MC 22462,
SL 22463
Consumer Credit License
Small Loan License
BMG LoansAtWork, LLC
Alaska 10001258 Small Loan Companies BMG LoansAtWork, LLC
Arizona CL-0946875 Consumer Lender License BMG LoansAtWork, LLC
Arkansas N/A N/A BMG LoansAtWork, LLC
California 60DBO-57636,
60DBO-72945
Finance Lender BMG LoansAtWork, LLC
Colorado CF993333 Supervised Lenders License BMG LoansAtWork, LLC
Delaware 40558 N/A BMG Money, Inc.
Florida CF9901527 Consumer Finance Company BMG Money, Inc.
Georgia 18005933 N/A BMG LoansAtWork, LLC
Idaho RRL-10093 Regulated Lender License BMG LoansAtWork, LLC
Illinois #CI.0004551-H Consumer Installment License Certificate BMG LoansAtWork, LLC
Iowa 88893489,
NRR-2018-0158
Nonresident Regulated Loan BMG LoansAtWork, LLC
Kansas SL 0026713 Supervised Lenders License BMG LoansAtWork, LLC
Kentucky CL713829 Consumer Finance License BMG LoansAtWork, LLC
Louisiana 1649032 Licensed Lender BMG LoansAtWork, LLC
Maryland 1649032 Installment Loan License BMG LoansAtWork, LLC
Michigan RL0021416
(voluntarily surrendered on
12-20-2023)
Regulatory Loan License BMG LoansAtWork, LLC
Mississippi 1649032 Small Loan License BMG LoansAtWork, LLC
Missouri 510-24-8177 Consumer Installment Lender Company BMG LoansAtWork, LLC
Minnesota MN-RL-1649032 Regulated Loan Company BMG LoansAtWork, LLC
Montana 1649032 Consumer Loan License BMG LoansAtWork, LLC
Nebraska N/A N/A BMG LoansAtWork, LLC
Nevada IL11152,
IL11153
Installment Loan License BMG LoansAtWork, LLC
New Hampshire 23398-SM Small Loan Lender License BMG LoansAtWork, LLC
New Jersey N/A N/A BMG LoansAtWork, LLC
New Mexico 2171 Small Loan License
Consumer Information BrochureLoan
Consumer Information - Common Terms and Definitions
Rate and Fees Disclosure
Small Loan Company License BMG LoansAtWork, LLC
New York N/A N/A BMG LoansAtWork, LLC
North Carolina N/A N/A BMG LoansAtWork, LLC
North Dakota MB103574 Money Broker License BMG LoansAtWork, LLC
Ohio GL.502060.000 General Loan Law Certificate of Registration BMG LoansAtWork, LLC
Oklahoma SL 008477 Supervised Lender BMG LoansAtWork, LLC
Oregon 0472-001-C Consumer Finance License BMG LoansAtWork, LLC
Pennsylvania 66696 Consumer Discount Company BMG LoansAtWork, LLC
Rhode Island Lender License,
Small Loan Lender
Small Loan Lender BMG LoansAtWork, LLC
South Carolina Cosumer Credit Grantor (LAW) ,
Maximum Rate Schedule (LAW),
Consumer Credit Grantor (Web),
Maximum Rate Schedule (Web),
Consumer Loans: Your Rights And Responsibilities - Pamphlet
Supervised Lender BMG Money, Inc. / BMG LoansAtWork, LLC
South Dakota 1649032.MYL Money Lender License BMG LoansAtWork, LLC
Tennessee 167187 Industrial Loan and Thrift Company Registration BMG LoansAtWork, LLC
Texas 158108 Regulated Lender BMG LoansAtWork, LLC
Utah Consumer Credit Notification (LAW),
Consumer Credit Notification
Consumer Credit Notification BMG Money, Inc.
Washington CL1649032 Consumer Loan Company License BMG LoansAtWork, LLC
Washington DC N/A N/A BMG LoansAtWork, LLC
Wyoming SL-3906 Supervised Lender License BMG LoansAtWork, LLC

1 Instant Funding available within minutes of approval if you provide a valid debit card where your primary income is generally deposited in the bank account linked to this debit card. Same day ACH funding is available for applications approved and signed before 12:00 p.m. ET Monday - Saturday (not including federal holidays) for applications approved and signed by 4:30 p.m., funds are generally deposited the next business day Monday - Saturday (not including federal holidays, in which case funding will occur on the following business day).

2 Your FICO Credit Score will not be pulled for the processing of this loan application; however, alternative credit scores are pulled and used in determining creditworthiness. LoansAtWork does not require any sort of credit score. Payment history is reported to all three major credit reporting agencies and failure to make payments may affect your credit scores.

3 All loans marketed by BMG Money are made by WebBank, except, as of 12/08/2023 the loans made to residents of are made by BMG LoansAtWork, LLC.

4 Loans through BMG Money are provided at a significantly lower cost than most payday loans. For example, a $2,000 loan with a one-time fee of $25 will be repaid through 25 bi-weekly installment payments in one year, will have an APR of 32.25% and a bi-weekly allotment installment payment of approximately $95 with a total payback amount of approximately $2,358.82 (assumes a 06/14/2021 loan execution date). In contrast, according to the Federal Reserve Bank of St. Louis, “The average interest rate on the average payday loan is a sky-high 391%.” Source: https://www.stlouisfed.org/en/open-vault/2019/july/how-payday-loans-work

5 The interest rate match policy applies only to loans intended to be repaid by payroll allotment, to employees of the U.S. federal government (excluding military service members).

6 Military Lending Act Disclosure: Due to rules and restrictions within the Military Lending Act, this program is not available to active-duty service members or their spouses.

7 California Residents: California Privacy Rights: Our CCPA Notice can be found here: www.bmgmoney.com/california-consumer-privacy-notice

8 Residents of Washington: BMG LoansAtWork, LLC holds Consumer Loan Company License # CL1649032; NMLS Consumer Access webpage: www.nmlsconsumeraccess.org

9 From 01/01/2022 – 12/31/2022, 69% of all loan applications were approved (only 31% of applications were declined). According to Market Watch, the Federal reserve released figures in July, 2023 showing loan application rejection rates among lenders averaged 56% among borrowers with credit scores of 680 or below. Source: https://www.marketwatch.com/story/loan-rejection-rates-are-climbing-especially-for-people-under-a-680-credit-score-565cc468