Low cost loans for U.S. federal employees

Significantly cheaper than payday loans. Apply in minutes and receive your funds in less than 2 business days*


Credit score will NOT be affected.

google reviews (Bmg)
Better Business Bureau Rating - A+
TrustPilot Reviews Logo - Green
facebook reviews (bmg)

Why BMG Money is the best option?

BMG Money offers emergency loan programs that allow you to borrow responsibly and repay debt in affordable installments.

BMG Money - Emergency Lending

On-line process

Easy application process. Apply in less than 5
minutes from any device.

BMG Money - Emergency Lending

Grow with us

Earn points when you make payments. Use the points to grow to the next loan level.

BMG Money - Emergency Lending

Allotments repayments

Automated payments guarantee that you are always on time.

Significantly cheaper than payday lenders

Our Customers have saved approximately*

How does BMG Money Work?

Apply if you live here


How does the grow program work?

When you make payments you earn points. Use your points to Grow to the next level with required points and a minimum of 10 consecutive allotment payments.

Each payment is worth 100 points. Each level requires 1,000 points.

Start now

What our customers say?

BMG Money Customer Reviews from Trust Pilot - Quaneesha

Job Pierre-Louis was very friendly helpful, he made the loan process very easy. I was in and out within 10 minutes.

Quaneesha B.
BMG Money Real Client Reviews - Jennifer

...Within 5 minutes documents were uploaded and i was approved. he just made my day/week. couldn't thank him and BMG enough!

Jennifer R.
BMG Money - Emergency Lending

This loan is going to help me with so much I got going on right now!

Tasia D.
Trust Pilot - Real Customer Reviews - Patrick S

They have not only helped me with 2 loans but have also help to improve my credit score by reporting my payment history. Thanks BMG you have a life time customer with me!

Patrick S.

Frequently asked questions

How do I know that I am eligible?
If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. To see if your employer qualifies, click here https://www.bmgmoney.com/apply-now/ terms and conditions may apply.
How soon can I get my money?
Your money is generally available 1-2 business days after you are approved, depending on your chosen funding method.
How does this application affect my credit score?
We do not pull credit reports however we do report your credit payments to the credit bureaus.
Do I need to get my spouse to sign anything?
No, your transaction is private and does not require another person.
Are there any hidden fees or costs?
No, your payment amounts are fixed for the life of your loan. The only fee is a credit investigation fee which varies depending on the state you live in, charged at the beginning of the loan term.
What happens if I leave my current employer?
If you leave your employer for any reason, we will work with you to set up a payment plan outside of the workplace.
What happens if I take a temporary leave without pay?
Your payments will resume upon your return and then extended until the loan is paid in full.
Who can I call for help?
Call customer service at 800.316.8507 or send us an e-mail: customer.service@bmgmoney.com.

* Fixed simple interest rate ranging from 25.00% – 32.00% per year; one-time fee ranging from $25-$50 (depending on applicant’s state of residence) is added to the loan. Pre-qualification conditions: 1) Applicants must reside in one of the following states Alabama, Arizona, California, Florida, Georgia, Maryland, Michigan, Missouri, New Mexico, Ohio, Oklahoma, Pennsylvania, Texas, or Utah 2) currently employed by the federal government, 3) and a minimum of one full year of employment.
Repayment will be made through allotment installment payments. For example, in Florida a $2,000 loan with a one-time fee of $25 will be repaid through 25 bi-weekly allotment installment payments in one year, will have an APR of 32.29% and a bi- weekly allotment installment payment of approximately $95 with a total payback amount of approximately $2,375 (assumes a 03/05/2018 loan execution date). Other terms and conditions may apply including, but not limited to loan execution date, allotment schedule, state of residence, etc. Not all applicants will qualify for a loan.