Better Personal Loans for Employees

Apply in minutes with same day funding available.

FICO credit score will NOT be affected.

Affordable personal loans with no FICO credit score required

Significantly cheaper than payday loans. Apply in minutes with same day funding available


FICO Credit score will NOT be affected.

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Why BMG Money is the best option?

BMG Money offers emergency loan programs that allow you to borrow responsibly and repay debt in affordable installments.

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No FICO Credit
Score Required

Bad credit is not a problem when
Applying with us.


Interest Rate
Match Guaranteed

Our goal is to provide the best price
possible for our customers.


Easy Application

Apply Online in Less Than
5 minutes from any device.


Affordable and Automated

Automated payments 
guarantee that you are always on time.

Build Your Credit

We report all loan payments to the credit bureaus which aids in establishing credit.


Save More

Take Advantage of additional resources
from discounts on goods and services free credit education.

How BMG Money Works?

Customer Reviews

Frequently Asked Questions

How do I know that I am eligible?

If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. To see if your employer qualifies, click here  terms and conditions may apply.

How soon can I get my money?

Your money is generally available 1-2 business days after you are approved, depending on your chosen funding method.

How does this application affect my FICO credit score?

We do NOT pull FICO credit reports for any of our three programs: LoansAtWork, LoansForFeds, or LoansForAll. We do report your successful payments to the credit bureaus, this in turn may improve your credit history.


* Fixed simple interest rate ranging from 24.00% – 35.99% per year and a one-time fee ranging from $0-$59 may be added to the loan (interest rate and fee are dependent on applicant’s state of residence). Pre-qualification conditions: 1) Applicants must reside in one of the following states Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Montana, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Washington DC or Wyoming. 2) currently employed by the federal government, 3) and a minimum of one full year of employment. Repayment will be made through allotment installment payments. For example, in Florida a $2,000 loan with a one-time fee of $25 will be repaid through 25 bi-weekly allotment installment payments in one year, will have an APR of 32.22% and a bi-weekly allotment installment payment of approximately $95 with a total payback amount of approximately $2,375 (assumes a 11/04/2020 loan execution date). Other terms and conditions may apply including, but not limited to loan execution date, allotment schedule, income, state of residence, etc. Not all applicants will qualify for a loan. Approval time may vary depending if additional documents are requested. Customer testimonials and reviews reflect individual’s opinion and may not be illustrative of all individual experiences with BMG Money.