Disclaimer

* Fixed simple interest rate ranging from 24.00% – 32.00% per year and a one-time fee ranging from $0-$59 may be added to the loan (interest rate and fee are dependent on applicant’s state of residence). Pre-qualification conditions: 1) Applicants must reside in one of the following states Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Montana, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Washington DC or Wyoming. 2) currently employed by one of our selected employers, 3) and a minimum of one full year of employment. Repayment will be made through split direct deposit or ACH installment payments. For example, in Florida a $2,000 loan with a one-time fee of $25 will be repaid through 25 bi-weekly split direct deposit or ACH installment payments in one year, will have an APR of 32.29% and a bi-weekly split direct deposit or ACH installment payment of approximately $95 with a total payback amount of approximately $2,375 (assumes a 03/05/2018 loan execution date). Other terms and conditions may apply including, but not limited to loan execution date, pay schedule, income, state of residence, etc. Not all applicants will qualify for a loan. Approval time may vary depending upon any additional requested documents. Customer testimonials and reviews reflect individual’s opinion and may not be illustrative of all individual experiences with BMG Money.

* Our interest rate match policy applies only to loans made by BMG Money, Inc. or BMG LoansAtWork, LLC, intended to be repaid by payroll allotment, to employees of the U.S. federal government (non-Department of Defense) residing in Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Montana, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Washington DC or Wyoming.

We are so confident in the competitiveness of our interest rates that we will beat an annual interest rate presented by certain other lenders by 0.10 percentage points (0.10%), if the other lender and its loan and interest rate meet the terms and conditions described below:

Terms & Conditions:

• The lender’s interest rate offer must be generally available to all of its customers without regard to their credit risk profile (so that pre-screened offers of credit, risk-based priced loans, loans which require a credit check or minimum credit score, or other special, limited lending programs do not qualify).
• BMG Money, Inc. or BMG LoansAtWork, LLC, as applicable, will offer an annual interest rate that is 0.10 percentage points (0.10%) below the specific rate offered by such competing lender.
• The other lender must be a licensed finance company, finance lender or other non-bank lender. The other lender may not be a bank, credit union or other depository institution.
• The interest rate offered by the other lender must be for a closed-end, installment loan in an amount of $500 to $3,000, with a loan term from 6 to 24 months.
• The loan offered by the other lender must be intended for personal, family or household purposes.
• The other lender’s loan payment method must be via payroll allotment.
• The loan offered by the other lender must be an unsecured loan – it cannot be secured by a deposit, cash, a vehicle, a home, or any other real or personal property.
• This offer applies to fixed-rate loans only. Variable-rate loans do not qualify.
• You need to be approved for the other lender’s interest rate.
• The lender’s interest rate must not be supported by any third-party arrangements such as subsidized rate offerings.
• You need to supply us with evidence, to our satisfaction, that the other lender’s interest rate meets the terms and conditions described here. This could include an approval letter, loan document containing the interest rate, or other documentation we find sufficient. Such evidence must be provided prior to applying for a loan from BMG Money, Inc. or BMG LoansAtWork, LLC, and must be sent to interestrate@bmgmoney.com.
• This Interest Rate Match Policy applies only to first-time loans from BMG Money, Inc. or BMG LoansAtWork, LLC. It does not apply to subsequent loans or re-finances. Limited to one funded loan per person.

This offer expires at 5:00 p.m. Eastern, Sunday, December 31, 2023. These terms and conditions are subject to change at any time. We reserve the right to change or discontinue our Interest Rate Match Policy at any time.