Affordable personal loans with no FICO credit score required

Significantly cheaper than payday loans. Apply in minutes and receive your funds in less than 2 business days*

START NOW

Credit score will NOT be affected.

Affordable personal loans with no FICO credit score required

Significantly cheaper than payday loans. Apply in minutes and receive your funds in less than 2 business days*

START NOW

Credit score will NOT be affected.

google reviews (Bmg)
Better Business Bureau Rating - A+
TrustPilot Reviews Logo - Green
Facebook Reviews - BMG Money
BMG Money Reviews - Brand Logos

Why BMG Money is the best option?

BMG Money offers emergency loan programs that allow you to borrow responsibly and repay debt in affordable installments.

No FICO Credit
Score Required

Bad credit is not a problem when
Applying with us.

Interest Rate
Match Guaranteed*

Our goal is to provide the best price
possible for our customers.

Easy Application

Apply Online in Less Than
5 minutes from any device.

Why BMG Money is the best option?

BMG Money offers emergency loan programs that allow you to borrow responsibly and repay debt in affordable installments.

No FICO Credit
Score Required

Bad credit is not a problem when
Applying with us.

Interest Rate
Match Guaranteed*

Our goal is to provide the best price
possible for our customers.

Easy Application

Apply Online in Less Than
5 minutes from any device.

Affordable and Automated
Payments

Automated payments though split direct deposit guarantees that you are always on time.

Build Your Credit
History

Payments are reported to the credit
bureaus. This helps build your credit history.

Save More

Take Advantage of additional resources
from discounts on goods and services free credit education.

How does BMG Money Work?

How does BMG Money Work?

How does the grow program work?

When you make payments you earn points. Use your points to Grow to new levels with increased loan amounts, lower interest rates and better loan terms.

Each payment is worth 100 points. Each level requires 1,000 points.

Learn More

Customer Reviews

BMG Money Customer Reviews from Trust Pilot - Quaneesha

Job Pierre-Louis was very friendly helpful, he made the loan process very easy. I was in and out within 10 minutes.

Quaneesha B.
BMG Money Real Client Reviews - Jennifer

...Within 5 minutes documents were uploaded and i was approved. he just made my day/week. couldn't thank him and BMG enough!

Jennifer R.
BMG Money - Emergency Lending

This loan is going to help me with so much I got going on right now!

Tasia D.
Trust Pilot - Real Customer Reviews - Patrick S

They have not only helped me with 2 loans but have also help to improve my credit score by reporting my payment history. Thanks BMG you have a life time customer with me!

Patrick S.

Customer Reviews

BMG Money Customer Reviews from Trust Pilot - Quaneesha

Job Pierre-Louis was very friendly helpful, he made the loan process very easy. I was in and out within 10 minutes.

Quaneesha B.

See All Reviews

Frequently asked questions

How do I know that I am eligible?

If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. To see if your employer qualifies, click here https://www.bmgmoney.com/apply-now/ terms and conditions may apply.

How soon can I get my money?

Your money is generally available 1-2 business days after you are approved, depending on your chosen funding method.

How does this application affect my credit score?

We do not pull credit reports however we do report your credit payments to the credit bureaus.

*Disclaimer
* Fixed simple interest rate ranging from 24.00% – 32.00% per year and a one-time fee ranging from $0-$59 may be added to the loan (interest rate and fee are dependent on applicant’s state of residence). Pre-qualification conditions: 1) Applicants must reside in one of the following states Alabama, Arizona, California, Colorado, Florida, Georgia, Maryland, Michigan, Missouri, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Washington DC or Wyoming. 2) currently employed by one of our selected employers, 3) and a minimum of one full year of employment. Repayment will be made through split direct deposit or ACH installment payments. For example, in Florida a $2,000 loan with a one-time fee of $25 will be repaid through 25 bi-weekly split direct deposit or ACH installment payments in one year, will have an APR of 32.29% and a bi-weekly split direct deposit or ACH installment payment of approximately $95 with a total payback amount of approximately $2,375 (assumes a 03/05/2018 loan execution date). Other terms and conditions may apply including, but not limited to loan execution date, pay schedule, income, state of residence, etc. Not all applicants will qualify for a loan. Approval time may vary depending if additional documents are requested. Customer testimonials and reviews reflect individual’s opinion and may not be illustrative of all individual experiences with BMG Money.