Low cost loans for U.S. federal employees in California

Significantly cheaper than payday loans. Apply in minutes and receive your funds. Same day funding available

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FICO credit score will NOT be affected.

Low cost loans for U.S. federal employees in California

Significantly cheaper than payday loans. Apply in minutes and receive your funds. Same day funding available

START NOW

FICO credit score will NOT be affected.

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Better Business Bureau Rating - A+

Why BMG Money is the best option?

BMG Money offers emergency loan programs that allow you to borrow responsibly and repay debt in affordable installments.

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No FICO Credit Score Required

Your FICO credit score will not be a factor when determining if you qualify for a loan.

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Interest Rate
Match Guaranteed

Our goal is to provide the best price
possible for our customers.

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Easy Application

Apply Online in Less Than
5 minutes from any device.

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Affordable and Automated
Payments

Bi-Weekly allotments payments
guarantee that you are always on time.

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Build Your Credit
History

Payments are reported to the credit
bureaus. This helps build your credit history.

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Save More

Take Advantage of additional resources
from discounts on goods and services free credit education.

How does BMG Money Work?

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How does BMG Money Work?

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Apply if you are a California Resident

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1-01

How does the grow program work?

When you make payments you earn points. Each Payment is worth 100 points. When you complete 10 consecutive allotment payments (1,000 points) you can use your points to Grow your loan and improve your terms.

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Frequently Asked Questions

How do I know that I am eligible?

If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. To see if your employer qualifies, click here https://www.bmgmoney.com/apply-now/ terms and conditions may apply.

How soon can I get my money?

Your money is generally available 1-2 business days after you are approved, depending on your chosen funding method.

How does this application affect my FICO credit score?

We do NOT pull FICO credit reports for any of our three programs: LoansAtWork, LoansForFeds, or LoansForAll. We do report your successful payments to the credit bureaus, this in turn may improve your credit history.

*Disclaimer

* Fixed simple interest rate ranging from 25.00% – 32.00% per year; one-time fee ranging from $25-$50 (depending on applicant’s state of residence) is added to the loan. Pre-qualification conditions: 1) Applicants must reside in one of the following states Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Missouri, Montana, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Washington DC or Wyoming. 2) Currently employed by the federal government, 3) and a minimum of one full year of employment. Repayment will be made through allotment installment payments. For example, in California a $3,000 loan with a one-time fee of $49 will be repaid through 41 bi-weekly allotment installment payments, and will have an APR of 31.81%, with a bi-weekly allotment installment payment of approximately $95.The total payback amount will be approximately $3,895 (assumes a 06/05/2018 loan execution date). Other terms and conditions may apply including, but not limited to loan execution date, allotment schedule, state of residence, etc. Not all applicants will qualify for a loan.