Low cost loans for U.S. federal employees in California

Significantly cheaper than payday loans. Apply in minutes and receive your funds. Same day funding available

START NOW

FICO credit score will NOT be affected.

Low cost loans for U.S. federal employees in California

Significantly cheaper than payday loans. Apply in minutes and receive your funds. Same day funding available

START NOW

FICO credit score will NOT be affected.

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google reviews (Bmg)
Better Business Bureau Rating - A+
TrustPilot Reviews Logo - Green
Facebook Reviews - BMG Money

Why BMG Money is the best option?

BMG Money offers emergency loan programs that allow you to borrow responsibly and repay debt in affordable installments.

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No FICO Credit Score Required

Your FICO credit score will not be a factor when determining if you qualify for a loan.

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Interest Rate
Match Guaranteed

Our goal is to provide the best price
possible for our customers.

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Easy Application

Apply Online in Less Than
5 minutes from any device.

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Affordable and Automated
Payments

Bi-Weekly allotments payments
guarantee that you are always on time.

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Build Your Credit
History

Payments are reported to the credit
bureaus. This helps build your credit history.

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Save More

Take Advantage of additional resources
from discounts on goods and services free credit education.

How does BMG Money Work?

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How does BMG Money Work?

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Apply if you are a California Resident

OR WA ID SD MN IA CO UT CA AZ NM TX OK KS MO IL OH MI PA LA AL GA FL SC TN MD
1-01

How does the grow program work?

When you make payments you earn points. Each Payment is worth 100 points. When you complete 10 consecutive allotment payments (1,000 points) you can use your points to Grow your loan and improve your terms.

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Customer Reviews

BMG Money Customer Reviews from Trust Pilot - Quaneesha

Job Pierre-Louis was very friendly helpful, he made the loan process very easy. I was in and out within 10 minutes.

Quaneesha B.
BMG Money Real Client Reviews - Jennifer

...Within 5 minutes documents were uploaded and i was approved. he just made my day/week. couldn't thank him and BMG enough!

Jennifer R.
BMG Money - Emergency Lending

This loan is going to help me with so much I got going on right now!

Tasia D.
Trust Pilot - Real Customer Reviews - Patrick S

They have not only helped me with 2 loans but have also help to improve my credit score by reporting my payment history. Thanks BMG you have a life time customer with me!

Patrick S.

Customer Reviews

BMG Money Customer Reviews from Trust Pilot - Quaneesha

Job Pierre-Louis was very friendly helpful, he made the loan process very easy. I was in and out within 10 minutes.

Quaneesha B.

See All Reviews

Frequently asked questions

How do I know that I am eligible?

If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. To see if your employer qualifies, click here https://www.bmgmoney.com/apply-now/ terms and conditions may apply.

How soon can I get my money?

Your money is generally available 1-2 business days after you are approved, depending on your chosen funding method.

How does this application affect my FICO credit score?

We do NOT pull FICO credit reports for any of our three programs: LoansAtWork, LoansForFeds, or LoansForAll. We do report your successful payments to the credit bureaus, this in turn may improve your credit history.

*Disclaimer

* Fixed simple interest rate ranging from 25.00% – 32.00% per year; one-time fee ranging from $25-$50 (depending on applicant’s state of residence) is added to the loan. Pre-qualification conditions: 1) Applicants must reside in one of the following states Alabama, Arizona, California, Colorado, Florida, Georgia, Maryland, Michigan, Missouri, New Mexico, Ohio, Oklahoma, Pennsylvania, South Carolina, Texas, Utah or Washington 2) currently employed by the federal government, 3) and a minimum of one full year of employment. Repayment will be made through allotment installment payments. For example, in California a $3,000 loan with a one-time fee of $49 will be repaid through 41 bi-weekly allotment installment payments, and will have an APR of 31.81%, with a bi-weekly allotment installment payment of approximately $95.The total payback amount will be approximately $3,895 (assumes a 06/05/2018 loan execution date). Other terms and conditions may apply including, but not limited to loan execution date, allotment schedule, state of residence, etc. Not all applicants will qualify for a loan.