LoansForFeds is a reasonably-priced credit solution designed exclusively for federal government employees to help you manage unexpected expenses, and improve your financial well being.

Grow with us and improve your loan terms when you make payments and earn points.

Simple, Secure & Paperless

Loans starting at $2,000*

Interest rate from 19.90% to 29.90%**

No minimum credit score required

Loans in one or two business days

Make payments and Grow

* California residents start at $3,000
** Please refer to the chart below

** Fixed simple interest rate not to exceed 29.90% per year, one-time fee of $25 added to loan (Utah and California applicants will be subject to a one-time fee of $35). We will process 26 allotment installment payments per year. For example, for a Florida applicant a $2,000 loan repaid through 26 bi-weekly allotment installment payments over the course of one year, the APR will be 31.68% and the approximate bi-weekly allotment installment payment will be $91 (assumes a loan execution date of 05/31/2017); for a Utah applicant a $2,000 loan repaid through 26 bi-weekly allotment installment payments over the course of one year, the APR will be 32.77% and the approximate bi-weekly allotment installment payment will be $92 (assumes a loan execution date of 05/24/2017); for a California applicant a $3,000 loan repaid through 26 bi-weekly allotment installment payments over the course of one year, the APR will be 28.63% and the approximate bi-weekly allotment installment payment will be $135 (assumes a loan execution date of 05/24/2017). Other terms and conditions apply and your loan may vary depending upon you loan execution date, actual allotment schedule, etc. Not all applicants will qualify for a loan.

How does the Grow Program work?

By making payments you will earn points that will bring you closer to lower interest rates, increased loan amounts, and better loan terms.

Loan Amount

$ 2,000

$ 10,000

Bi-Weekly allotment payments

$ {{payment}}.00

Interest rate

** Fixed simple interest rate not to exceed 29.90% per year, one-time fee of $25 added to loan (Utah and California applicants will be subject to a one-time fee of $35). We will process 26 allotment installment payments per year. For example, for a Florida applicant a $2,000 loan repaid through 26 bi-weekly allotment installment payments over the course of one year, the APR will be 31.68% and the approximate bi-weekly allotment installment payment will be $91 (assumes a loan execution date of 05/31/2017); for a Utah applicant a $2,000 loan repaid through 26 bi-weekly allotment installment payments over the course of one year, the APR will be 32.77% and the approximate bi-weekly allotment installment payment will be $92 (assumes a loan execution date of 05/24/2017); for a California applicant a $3,000 loan repaid through 26 bi-weekly allotment installment payments over the course of one year, the APR will be 28.63% and the approximate bi-weekly allotment installment payment will be $135 (assumes a loan execution date of 05/24/2017). Other terms and conditions apply and your loan may vary depending upon you loan execution date, actual allotment schedule, etc. Not all applicants will qualify for a loan.

Grow with us and improve your financial well being.

Grow Chart

Payment Amount
(Approximately)

Interest Rate
(Not to exceed)

Term
(Months)

Points Needed

$2,000

$91

29.9%

12

-

$3,000
*California Resident Starting Level

$135

29.9%

12

3,000

$4,000

$146

27.9%

15

4,000

$5,000

$156

25.9%

18

5,000

$6,000

$148

24.9%

24

6,000

$7,000

$171

23.9%

24

7,000

$8,000

$163

22.9%

30

8,000

$9,000

$181

21.9%

30

9,000

$10,000

$171

19.9%

36

10,000

Loan Amount

$2,000

Payment Amount
(Approximately)

$91

Interest Rate
(Not to exceed)

29.9%

Term
(Months)

12

Points Needed

-

Loan Amount

*California Resident Starting Level

$3,000

Payment Amount
(Approximately)

$135

Interest Rate
(Not to exceed)

29.9%

Term
(Months)

12

Points Needed

3,000

Loan Amount

$4,000

Payment Amount
(Approximately)

$146

Interest Rate
(Not to exceed)

27.9%

Term
(Months)

15

Points Needed

4,000

Loan Amount

$5,000

Payment Amount
(Approximately)

$156

Interest Rate
(Not to exceed)

25.9%

Term
(Months)

18

Points Needed

5,000

Loan Amount

$6,000

Payment Amount
(Approximately)

$148

Interest Rate
(Not to exceed)

24.9%

Term
(Months)

24

Points Needed

6,000

Loan Amount

$7,000

Payment Amount
(Approximately)

$171

Interest Rate
(Not to exceed)

23.9%

Term
(Months)

24

Points Needed

7,000

Loan Amount

$8,000

Payment Amount
(Approximately)

$163

Interest Rate
(Not to exceed)

22.9%

Term
(Months)

30

Points Needed

8,000

Loan Amount

$9,000

Payment Amount
(Approximately)

$181

Interest Rate
(Not to exceed)

21.9%

Term
(Months)

30

Points Needed

9,000

Loan Amount

$10,000

Payment Amount
(Approximately)

$171

Interest Rate
(Not to exceed)

19.9%

Term
(Months)

36

Points Needed

10,000

How it works?

Get the credit you deserve!

Finish your application in minutes

Simple, Secure & Paperless

Loans starting at $2,000

No minimum credit score required

Loans in less than two business days

Mobile friendly application

Decreasing interest rates over time

Affordable payments

Free financial education programs

Frequently Asked Questions

LoansForFeds provides emergency assistance to federal employees in need.

How does the Grow Program work?

By making payments you will earn points that will bring you closer to lower interest rates, increased loan amounts, and better loan terms.

You can earn points by:

  • Making your first payment: 2,000 points
  • Making a payment on schedule: 125 points for each payment

What do I need to do to be eligible to get to the next level?

You need to accumulate the minimum number of points required as illustrated in the BMG Grow table.

100% online

Our unique emergency loan program proudly offers Federal Government Employees a convenient and easy way to manage unexpected expenses, when you most need it – without a credit check

Payments are made automatically through payroll allotments

How can we help you?

Call us

877.280.9909

Don’t borrow money unless you need to, and if you need to, make sure to check with your local bank or credit union. But if they cannot help you for any reason, do NOT go to the payday loan store around the corner. We can help you at a much lower cost.

Disclaimer
** Fixed simple interest rate not to exceed 29.90% per year, one-time fee of $25 added to loan (Utah and California applicants will be subject to a one-time fee of $35). We will process 26 allotment installment payments per year. For example, for a Florida applicant a $2,000 loan repaid through 26 bi-weekly allotment installment payments over the course of one year, the APR will be 31.68% and the approximate bi-weekly allotment installment payment will be $91 (assumes a loan execution date of 05/31/2017); for a Utah applicant a $2,000 loan repaid through 26 bi-weekly allotment installment payments over the course of one year, the APR will be 32.77% and the approximate bi-weekly allotment installment payment will be $92 (assumes a loan execution date of 05/24/2017); for a California applicant a $3,000 loan repaid through 26 bi-weekly allotment installment payments over the course of one year, the APR will be 28.63% and the approximate bi-weekly allotment installment payment will be $135 (assumes a loan execution date of 05/24/2017). Other terms and conditions apply and your loan may vary depending upon you loan execution date, actual allotment schedule, etc. Not all applicants will qualify for a loan.