LoansAtWork is an emergency loan program that allows employees to borrow responsibly and repay debt in affordable installments.

Applying does NOT affect your credit score!

How much do you need?

$ 500

$ 5,000

How long you will pay?

Bi-Weekly payroll deductions


Semi monthly


*Fixed simple interest rate based upon loan amount: 23.75% to 29.75% per year; one-time fee of $25 added to loan. For example, for a $3,000 loan with and interest rate of 23.99% repaid in 52 bi-weekly payments over two years, the APR will be approximately 24.88% and the approximate bi-weekly payroll deduction payment will be $74 with a total payback amount of approximately $3,848. Rates between 24.14% APR – 24.90% APR. Repayment plans of 6-24 months. Other terms and conditions apply and your loan may vary depending upon your loan execution date, the state where your loan was executed, actual allotment schedule, etc. Not all applicants will qualify for a loan.

Simple, Secure & Paperless

Convenient and Simple

No Minimum Credit Score

Loans in one or two business days

Reasonably priced

No risk to employees

Financial literacy programs

Get the credit you deserve!

Finish your application in minutes

How can we help you?

Call us


Don’t borrow money unless you need to, and if you need to, make sure to check with your local bank or credit union. But if they cannot help you for any reason, do NOT go to the payday loan store around the corner. We can help you at a much lower cost.